A better way to manage your debts

The idea of appearing in court or making an application to court can feel worrying - especially because there are often fees involved. If money is tight, you may be able to get help with court fees. It can sometimes be difficult to understand who is entitled to help with court & tribunal fees, so we've put together a quick guide that will help you understand what help is out there, who is entitled to support, and how you may be able to access it.

The ongoing cost of living crisis is being driven by high inflation and even higher costs. But with further price hikes expected and the economy on track to fall into a recession within a matter of months, you might be wondering what this means for your finances. It’s normal for the economy to experience extreme highs and lows from time to time, but by sitting back and waiting for a recession to blow over, you could be putting yourself and your finances at risk. In this blog, we’ll let you know how to manage your money before and during a recession so you can protect your pennies and avoid making minor money mistakes with major consequences.

Tax credit overpayments can happen for a few different reasons – but, most commonly, they happen if your circumstances change but you don’t tell HM Revenue and Customs (HMRC) in time. If you’ve received tax credit payments but your entitlement has changed, you may end up with a tax credit debt. In this guide, we’ll look at tax credit debts in more detail – including: What kind of situations can lead to a tax credit debt Can a tax credit debt be appealed against or written off? What you should do if you’ve realised you’ve had tax credits overpayments Some helpful contact details for HMRC We’ll also answer a few commonly asked questions about overpaid tax credits, so you’ve got all the information you need to take your next steps.